• 🙂 no load
• 🙂 no trailer fee, so I can hold a long time
• 🙂 pays dividends
• 🙂 $100 subsequent top-up
• 🙂 same manager since inception
• 🙂 expRatio 0.7%
• AUM 100B, bigger than all ARK* funds combined

This fund has four tickers for four “share classes”. My share class (“Investor class”) is the most common and the first share class offered.

— performance

• 12% = the average annual returns (not compound return) since inception 1993
• 🙂 Fund outperformed the index for most of the last 5 years.

To my surprise, after losing 42.62% of value in 2008, this fund gained 42.57% in 2009. https://money.stackexchange.com/questions/12706/help-me-understand-the-oddity-of-percentage-gains-and-losses shows that over these 24 months your $100 would become $81.80. Subsequently it rose for a few years, easily recovering by 2011, much faster than most stock markets.