The fundamental concept and definition of financial freedom hinges on … Fuller wealth in a zero-wage situation.

My father said I don’t need to think about sudden and unexpected job loss and the cash-flow consequences. A few close friends I consulted probably felt the same way, though German, CSDoctor and Kyle seem to accept my analysis.

Now, I don’t need to convince other people about the validity of my projections. The more due diligence I do, the more validity I see in it. That due diligence gives me increasing level of inner confidence and consequently improvement in stress profile.

At a broader level, the amount of focused brainpower I apply on burn rate analysis is probably higher than my friends apply. My analysis gave me confidence.

In reality, long term cash-flow /concern/ is arguably the most visible and most common (possibly most important) source of household stress and livelihood pressure. As such, this concern has real, tangible costs and takes its toll on our lives.

financial independence=state@mind provides an agnostic and more cautious view.