- 👎I find the compliance very strict, and also lots of small fees …
- 🙂 chat is 27/4 including holidays
- BKK1 branch Sok Ly’s Contact +855 23 210 448. Namy is nice +855 77777 457 on Whatsapp.
- Acct 15-digit
- Passport: E3980003K as of Feb 2025
- Mobile number used: 81120014. To update it, need to visit branch. Otherwise, can try sending email. Better keep it until I give up on U.S.
- webank password update requires passport, acct details and smsOtp!
- Account was opened 26 Dec 2016.
USD TD pre-mature uplift: zero interest, but “You will not lose any principal here in maybank Cambodia, Mr. Tan.”
— TT transfer to any bank for $17 if under $4k.
👎 Receiving wire transfer from overseas has a 0.10% charge. I was changed USD 85 on 5 Aug 2021 (boy turning teenager) ! I think other banks may have similar charges but why my recipients never tell me?
* perhaps those recipients are preferential banking clients
* perhaps those recipients don’t have a valid reason to transfer this cost to investors. It could be a small cost of doing business just like courier cost.
— online banking:
SMS 81120014/90013516 needed only for fund transfer and password change (also initial registration). Token not applicable.
— withdrawal:
I felt there’s no need to do outgoing TT, because we can always withdraw USD and carry (like 20k) through airport custom.
— overseas debit card usage:
- wrong PIN 3 times -> locked -> I was able to chat/call the 24/7 hotline to unlock it.
- overseas Maybank (only) ATM usage is free, but such usage is enabled for 12M only. Chat/call to enable again.
- 👎 If misplaced, then must fly in to replace.
— charges and fees
- 👎debit card has $8/year fee. Can’t cancel by phone. Can’t waive.
- 👎dormant account has additional $10/year
— 🙁 Dormant: 6M inactivity makes the account dormant i.e. blocked and unusable. (Maybank staff is supposed to call me but I’m not so confident.) Not possible to reactivate the account remotely, so I must fly in again. When I’m out of Cambodia, there are 4 ways to prevent the account becoming blocked i.e. dormant:
- use debit card to make a quarterly withdrawal
- online fund transfer to a friend’s account
- last resort — TT inward transfer into the account.