• property research has the highest tangible value due to the quantum
• Jill’s private equities — I spent many hour-long sessions before the German investment, until I felt comfortable
• energy12
• life/term insurance products in Singapore

negative eg: FSM — research is way too time-consuming and the funds are mediocre and simply lack quality. Most of them are unspectacular, so anyone spending hours and hours every week comparing them would eventually realize these funds are all very similar. Very few can beat SP500.