— T:US

Scenario — Suppose I progressively invest 6k. Dividend is currently $360/Y. Downturn … my 6k becomes 3k :(… I will hold and keep earning dividend, perhaps a paltry $120/Y… tolerable.

How to add up div received

• copy from rbh div page and paste to tmp.txt
• grep ‘+’ tmp.txt and copy paste into excel

— Hows does VZ compare?

• 🙂 higher reputation, similar market cap
• A hedge against missteps by T:US. Intra-sector diversification is generally good. I would do the same in tobacco, oil, utility sectors.

— as compared to Energy12

• 🙂 liquidity. Flexibility of selling to meet my cash crunch
• 🙂 quantum flexibility
• 🙂 full transparency, without legality concerns
• 🙁 dividend amount is not contractually guaranteed as in Energy12
• 🙁 no bargain
• 🙁 lower probability of windfall appreciation
• 🙁 higher probability of depreciation like falling from $30 gradually to $2