$380/27k prudential Early CI till 65

Late Dec 2019, Pei Xian reviewed with me:

  • term plan till age 65. Can stop any time without $loss .. nice:)
  • $379/Y premium for $27k payout. I guess this might be one of the smallest plans .. nice:)
  • half of it pays out upon early stage diagnosis. Full payout for a 2nd stage diagnosis. 2nd-stage diagnosis is likely to require hospitalization
  • Not reimbursement based
  • Policy # 60763874
  • Hospitalization covered by shield plans; CI plan provides a buffer to defray expenses.
    • The buffer is comparable to the MyCarePlus $5k/M payout