Scenario planning ..

Need to recognize the non-zero risk and cashflow impact of a protracted benchtime, surviving on savings + nonwork income.

• Deepak – about a year of benchtime
• Jack Zhang during covid19
• Raymond during covid19
• B. Pinsky (Shangyou is better… 2.5 months on bench)

Compared to them, Wall St Java developers enjoy a better demand, but how about the older guys? You should never be too confident.