https://blog.seedly.sg/fire-financial-independence-retire-early-in-singapore/ is a 2019 blogpost by a co-founder of seedly.sg. I don’t plan to spend too much time on it — not a major publication like the BizTimes article. Note both are written for the same target age group.

— age 45~50 — the ideal early-retirement age for most Singaporeans. In my early 30’s I had a very high Fuller wealth
— 50/30/20 — monthly income: 50% spent; 30% saved; 20% invested. An aggressive yet realistic plan
— YOLO (You Only Live Once) — a very common counter argument. I feel the author is in the same age group and presumably in sync with the debate.
— Earn/Save/Invest — you need to excel at 2 of 3 i.e. doing better than average.