https://tanbinvest.dreamhosters.com/2017/03/08/sell-a-unit-to-finance-u-s-home-purchase/ is the opposite suggestion.

My friend Jack He gave an unconventional tip about lease spread: “Buy your 1st property as investment, and don’t need to think so much about how suitable it is as a family home. Better rent a family home.” I replied “Yes, when we live in the city for a while, and figure out what we want, we can then buy a long-term home.”  Jack pointed out that if you rent, you can move very easily. When your kids go to high school, you can simply pack up and move with them. However, look at the various risks in ##U.S.home buy:don’t rush #sticky. In the scenario of disappointing rental income, it would be much better if my family can use the home. Therefore, to play safe I can’t follow Jack’s unconventional tip.

In reality my wife is unlikely to choose that. The practical benefits of staying in our own home are overwhelming:

• can renovate the way we want __but__ DIY is painful
• can buy nice furniture
• tax rebate. Assuming 25% marginal tax rate, a $1k mortgage interest (not the full installment) you pay could save $250 on tax.
• Some pTax amounts are also deductible from your income tax? See https://turbotax.intuit.com/tax-tools/tax-tips/Home-Ownership/Claiming-Property-Taxes-on-Your-Tax-Return/INF29463.html
• some sense of ownership and security __but__ my (4+) overseas properties already provides it.
• — Jersey City realtor Zak wrote 8 reasons to give up renting. Here are some of his pointers —
• lower cost-variability than renting over longer horizon, assuming you take a fixed-rate mortgage. no worry about rent increase, lease termination etc __but__ the stability also ties you down

Many non-Chinese families really prefer renting indefinitely, with benefits:

• can minimize commute
• no tie-down, as Jack He said
• no maintenance burden
• no DIY home improvement dilemma
• sublease, if your property is too big
• less worry about bad neighbors
• no worry about damage to the property
• no risk of unexpected poor liquidity… hard to sell
• easy move when you find out the neighborhood is dirty, has drugs …
• easy move when you find out the daily commute is too long
• when your kids graduate to a higher-level school ..
• If you don’t like the school ..
• If mom or dad gets a new job ..

Sugg #1: As a first milestone, buy a rental property for rental income, and stay rented with family indefinitely (perhaps with a sublease tenant[3]). Jack He felt this is a good idea. To maximize rental yield, consider 43 Rockledge hotel model

Sugg #2 : buy a smaller home for the family, and stay alone rented near office half the days for a few months, just like John, Shanyou, Alok and Deepak did at RTS

[3] lease3spread .. involves 3 rental _payments_