Polocy: 102-3331489, as seen in emails. Sok Ling 9388 4443

No paper document for my insurance plan.

So far, this plan is not a big, permanent part of “core coverage” in my healthcare.

— main benefits to remember (all Non-Reimbursement-Based)

• surgery .. cash payout, even for minor surgeries. Insurer needs the hospitalization bill to assess major or minor surgery.
• hospitalization daily cash .. $80/D only if > 24H

Much needed when MyShield covers 95% only, and when employer insurance doesn’t help.

additional Death benefit SGD 1000.

Expires till age 85

— Residency in SG required… when I live in the U.S., the policy won’t apply. I would need to terminate
— GIRO: #108 April every year
— No surrender value .. can terminate any time without loss, and reapply.
no commitment like the ECI insurance she told me about.

— Premium will rise with age and possibly with inflation. Therefore, I set DBS giro limit to $200. Perhaps 500 is better.