Gold requires holding term. Long term can be 20Y. The negative yield might become unbearable.

Gold has negative yield i.e. carry costs like a rent. I hope this can be small.

• physical safe at home — https://goldsilver.com/blog/how-to-store-gold-at-home/. Safewell has $139 boxes to fix on the wall
• custody cost at commercial safe operators like CISCO