See also Passive income generators. Here is an imagined balance sheet:

• by age 65 will have about 100k-300k to put into CPF LIFE
• BGC apartment, paid up and rented out. Better hold it as hedge against Cambodia.
• Phnom Penh commercial units, paid up and rented out or liquidated
• Blk 155 home, paid up and rented out. Possibly more reliable rental income than overseas units.
• Beijing home – partial ownership, probably liquidated.
• US home, on mortgage or paid up

Liquid asset:

• some stocks and some cash
• Boy is enrolled in college so we will have some idea of the the cash flow impact.

— today’s action plan to meet the 2029 target:

1. first build up for 3 years towards down payment for US home
2. buy US home and pay down the mortgage
3. build up towards CPF LIFE