— Two common models among my peers

• Zeng’s model — two-mortgage. Heavy burn rate burden
• Kun.h’s model — pay off first mortgage. Must delay the condo purchase

In both models, the SG condo price tag is a huge entry barrier and NGRY is below 2.5%

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sg condo: everything extreme, not for a small budget investor like me
lease — mostly targeting foreigners, but what if they stop coming? what if they realize hdb are cheaper? There are more and more condos in Singapore but foreigners can’t keep growing IMHO

rental yield is inferior at downtown, high-end locations, superior in outskirt locations close to MRT.

I believe 2-br units are more in demand as sg is very attractive for executives with family

in a down turn, I guess the less attractive rental properties may get a hit, such as remote locations or studios

SG condo investors mostly looking for appreciation, but I’m more interested in rental income, not a strong feature of sg condos

12% tax on buyers of 2nd home… way too high. That’s why some sell their hdb but I can’t do that.

6-person/unit including babies? I guess strict enforcement is hard