Instability, uncertainty is a fundamental part of my life. They may be part of your life but some people’s lives have rather low instability.
For me, it seems a good practice to embrace instability.
However, some stressors like PIP are too toxic for my “system” to manage, so I may have to avoid them.
Notes:
- [1] my passive investments are not “safe” as comparable to insurance, time deposits etc
- [2] startup has high risk of firm failure, but my calibre could be good enough.
- [3] I started with mutual funds and had very poor returns. Then I had some alternative investments
- [4] BGC, HDB…
| HFT | tech firm, startup | ibank job | contractor #passive |
active invest #rental,stock | passive invest[3] | remote rental prop [4] | khm shops | ||
| overall rating | #9 | ? | #2 | #1 | #3 | #6 | #2 | #1 | |
| income | unsure | 200k+ | 170-190k | 150-220k | unsure | unsure | up to SGD2k/M | up to USD1500 | |
| stability of income | risk@kickout | [2] | worse than contract | good | poor reliability | poor reliability | poorer than khm | good for now [1] | |
| expectation@me | worst | ? | bad | best | much worse than passive | zero | zero | zero | |
| stress like PIP stigma | worst | ? | bad | best | worse than passive | zero | low | zero |