Look at my analysis of the SEA rental properties vs other assets. There is valuable self-knowledge that I gained by building the investment experience and by comparing against my friends —

Compared to other small investors, I’m more willing to believe in my research and discussions, and trust the sales agents. I’m more willing to embrace the risks in emerging markets.

I can see that most of my friends will not take these risks, so they won’t have this level of high-yield, long-term passive income. They may have rental yield from China or SG or U.S. High risk high (current) income.

— With these investments, we tend to think the hazard rate is rather high (hit and miss) but a hazard may not turn into a realized loss if you manage and contain it effectively.

eg: Megaworld delay — they didn’t promise a deadline

eg: Ritz delay

— Other examples of high-risk-high-return:

• Some friends invest in U.S. rental properties with active management. Also high-risk-high-income.
• Ashish’s INR time deposits feature 7% interest rate but currency devaluation risk.
• Energy12 is high-risk-high-income
• high-yielder currencies