AIA FFS$1476 policy: #30k ECI

Name of policy: “AiaFamilyFirstSecure” aka AIA FFS

It’s possible to stop paying premium, keep the policy at a reduced SumAssured. AIA will deduct $28/M charges by redeeming from the investment portion.

SRS to pay for AIA premium? No

Anna sent me a 6-page benfit summary attached to her email

  • Early-CI 30k; 60k death benefit
  • am paying $1476/Y since we bought it in May 2014
  • “AIA US Eq fund”
  • https://sg.morningstar.com/ap/quicktake/returns.aspx?PerformanceId=0P00008T6U&activetab=TotalReturn has longest price chart
  • https://www.bloomberg.com/quote/AIAUEQU:SP