dollar limits ranked from high to low:

1. $50k local transfers[FAST..], $50k PayNow, $25k bill payment .. login required
2. $2000 ATM/Nets .. PIN-protected
3. GIRO .. Payment limit (fine-grained) configured for each payee. GIRO institutions are usually reputable because the bank itself maintains a short list of (roughly) 100 institutions only.
4. $[20->50-100] debit card per-transaction limit.. usable by whoever holding the card, without password!

Note PayNow is slightly safer since payee name is shown.

— debitCard .. usable via payWave or swipe

Also limited by #104 balance.

$500 is the lowest in self-service eBanking, but I don’t like $500, so I had it call hotline to set $50 limit, visible in online banking AvailableLimit

If debit card charged by theft, then police (based on police report) need to run all the relevant cameras.