Some high-yield blue chips should get higher allocation. To address concentration risk, I can ▲▼ allocation on low concentration sectors

• ▲ SG Reits and SIA engineering
• ▲ consumer staples
• ▲ tourism + airlines
• ▲ telco
• ▲ mining, usually international
• ▲ international stocks that do not show heavy U.S. correlation .. such as China, Russia, Japan… knowing that they tend to underperform SP500
• ▼ China banks