These doses of delights can improve my mood and xpSelf’s wellbeing, although they mean nothing to the rmSelf. A few factors:

• low amount is fine .. much lower than bonus, or investment windfalls
• high frequency of delight

— eg: monthly interests iFF substantial
— eg: stock dividends paid out (not DRIP)
counter-example: many mufu dividends come from NAV liquidation…. not a dose of delight.

— counter-example: MB cashback.. not so delightful because I don’t see the itemized cashback
DBS multiplier is better. Monthly cashback as MB, but the algorithm is much simpler.

— eg: linkpoint .. happens at higher frequency (more delightful) than MB ccard cash back, which shows up only once a month.

— eg: tiny lifestyle 升