##benefits@every$1spend@NTUC: demystified

— Information as of 2023 .. $2925 annual spend should earn $117 in the form Linkpoints i.e. 4%. 4LP/$1 spend consist of

a) A 2% upfront of their purchases (up to a cap of S$6,000 annually) in Linkpoints at point of purchase.
.. part of the 2.5%

b) 2% Additional patronage rebates , which will be disbursed in Linkpoints for their spend in the following year (May~Jun) as approved at the Annual General meeting of FairPrice, not NtucUnion.
.. 9 May 2023 is the first time in NTUC history that APR is paid out via (12,000) LinkPoint. In contrast, on 18May 2022, I received my APR in cash not LinkPoint

— The full list of cashback for every $1spend@NTUC:

  • 2.5% linkpoint for every $1 spent, credited upfront
  • .. I was earning 2.5% immediately after each purchase, up to 10 Aug 2022
  • 0.83% linkpoint for every $1 spent, credited @1st of following month … (Apr 2023) verified on https://www.link.sg/profile/linkpoints
  • up to $0.08 for every $1 spent, iFF charged on MB ccard

— Fairprice rebate .. Available only to NTUC union members who hold 20 shares of Fairprice.

  • — For 2021 spends
  • $0.04 for every $1 spent, credited in May to bank account, capped at $240
  • the 2.5% was 0.5%
  • — From 2022 on wards
  • additional rebates for every $1 spent, issued in linkpoints the following year
  • Compared to 2021, there is better transparency on the eligible spends because they earn 2% upfront (part of the 2.5%) … more doses of delight

A lot of webpages have outdated info including NTUC union roadshows.