Disclaimer — I didn’t read all the news about yield curve and commodity prices.

I feel my SGD and USD cash flow is more constrained due to the 2 recent overseas properties. SGD esp. constrained if I go to the US. I can’t afford to have SGD 100k locked up in unit trusts.

US stocks seem to be too high.

Fed rates are going up, so perhaps I should avoid high yield. Any other asset class I may also take action to divest.