maintenance effort: wood^concrete

XR said wood is actually easier to change, but he warned termite is big headache.

He said brick house may give you no problem at all for a long time, but when there is a problem it will cost more.

Concrete property is usually higher price but probably sells higher.

Some wood houses built in 1920’s have concrete walls and better built than newer houses, just like televisions.

 

pTax^condo fee

In Bayonne, condo fees + tax is comparable or slightly higher as percentage of price, compared to a house in the same location. I feel same for West New York waterfront condos.

Jack He said can be lower in some places. Joe also said “much lower” in his part of white plains.

I hate pTax. It’s like rent. If your kids don’t go to a good school in the district, then this tax has no ROI.

Condo fee feels better. Hopefully it helps reduce my own maintenance $tcost.